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Equity Release Benefits

Equity Release Benefits

A brief guide to benefits


A brief guide to benefits of equity release
Rules and regulations governing benefits can be complicated and dependent on individual circumstances. 


Over 75 (For advice contact your local Connexions centre or the Over 75s adviser at your local Jobcentre Plus office www.jobcentreplus.gov.uk).
You may be entitled to benefits if you are over 75 and are one or more of the following:

  bullet point On a low income
  bullet point Living independently
  bullet point Still working over 65
  bullet point Unable to work due to illness



In exceptional circumstances you may be entitled to benefits if you are still in full-time education or on a training scheme.

Under 60 and unemployed (Contact your local Connexions centre for advice).
You may be entitled to claim Job Seekers Allowance (JSA) or Bridging Allowance (BA).

55 and Over (Contact Jobcentre Plus 0845 6060 704 for advice).
If you are over 18 and work for less than 16 hours a week, you may be entitled to claim Job Seekers Allowance (JSA).

Note: there are other benefits you may be entitled to if you are on low earnings, disabled, sick or have a family. Contact Jobcentre Plus 0845 6060 704 for advice.

Income Support
Under 60
For advice contact your local Connexions centre or the Under 18s adviser at your local Jobcentre Plus office (see www.jobcentreplus.gov.uk)

55 and Over
Contact Jobcentre Plus 0845 6060 704 for advice.

Housing & Council Benefit
If you rent your own accommodation you will have to pay for two things: Rent & Council Tax.

The benefit that helps you with this, is Housing & Council Tax Benefit. If you are living in your own place on a low wage or state benefit then you may be able to claim this. It may even cover all of your rent and Council Tax. Contact your local district council (see YOUR TOWN/AREA on this site)

Crisis Loans 
If you are claiming benefit and have no money, it may be worth applying for a crisis loan. These are given in times of crisis, for example if you have no money for food, you need bedding or your money has been stolen. All crisis loans have to be repaid and will be deducted from your benefit. 
For advice contact your local JobcentrePlus office www.jobcentreplus.gov.uk or see YOUR TOWN/AREA on this site for addresses.

Child Benefit Helpline 0845 302 1444
From April 2006 onwards this benefit will be paid to parents/guardians until you are 20 years old providing you are continuing in full-time non-advanced education or on a Government training scheme.

Legal advice and legal help
Contact your local Citizens Advice Bureaux www.adviceguide.org.uk 
Or try www.clsdirect.org.uk

In care
If you are in care (or left care after October 1st 2001) you may be entitled to a Leaving Care Service. To find out, speak to your social worker or contact your local Social Services office. 

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